For many Canadians, the Canada Pension Plan (CPP) is the backbone of their retirement income. But what happens if someone becomes disabled before reaching retirement age? To address this, Service Canada provides the CRA \$1673 Disability Pension in 2025, designed to give financial security to contributors who can no longer work due to a severe and prolonged disability. This benefit ensures that individuals under 65, who are not yet receiving their retirement pension, can still rely on monthly support.
What Is the CPP Disability Pension?
The CPP Disability Pension is a monthly payment issued to individuals who have made valid contributions to the CPP but are unable to work due to a serious disability. Unlike the regular CPP retirement benefit, which begins at 65, this disability pension is intended as income replacement for those forced out of the workforce earlier.
In 2025, the maximum monthly disability pension stands at \$1673, combining a fixed base amount with an additional contribution-based portion. Once the recipient turns 65, the disability benefit is automatically converted into a CPP Retirement Pension.
Payment Structure: Fixed and Contribution-Based Amounts
The CRA’s disability pension is calculated in two main parts:
- Fixed Monthly Amount: Every eligible recipient will receive a base payment of \$598.49.
- Contribution-Based Amount: An additional sum, up to \$1074.75 is added depending on the recipient’s past contributions to CPP.
Together, these make up the maximum monthly benefit of \$1673.24 in 2025. However, not all recipients will qualify for the maximum since this depends on individual contribution history.
Who Is Eligible for the \$1,673 Pension in 2025?
Eligibility for the CPP Disability Pension is carefully assessed to ensure it supports those who need it most. The main requirements include:
- Age: Must be under 65 and not already receiving CPP retirement benefits.
- Contribution Record: Must have made valid contributions to CPP during their working years.
- Medical Condition: Must suffer from a severe and prolonged disability, which means the condition prevents any regular employment and is expected to last at least one year or longer.
- Proof of Disability: Applicants must provide medical evidence of their condition, including documentation from healthcare professionals.
Application Process for Disability Pension
Applying for the CRA Disability Pension requires both paperwork and medical validation. The steps include:
- Complete the Application Form available on canada.ca.
- Submit Medical Reports proving the severity and expected duration of the disability.
- Provide Proof of Contributions made to CPP.
- Await Review by Service Canada, which verifies both medical and financial eligibility before approving payments.
Applicants are advised to apply as soon as they become disabled, since the review and approval process can take time.
Payment Schedule for 2025
Like other CPP benefits, the Disability Pension follows a monthly schedule. Payments are made through direct deposit or mailed cheques. Below is the confirmed CRA Disability Pension Schedule for 2025:
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
This consistent monthly cycle ensures recipients can plan their finances with reliability.
Purpose of the Program
The Disability Pension is more than just financial support—it is a lifeline for Canadians who cannot continue working. Its purpose is to:
- Provide income replacement before retirement age.
- Prevent poverty among individuals living with disabilities.
- Ensure a smooth transition into CPP Retirement Pension once the recipient turns 65.
Key Facts at a Glance
- Maximum Amount in 2025: \$1,673 per month
- Basic Fixed Payment: \$598.49 per month
- Contribution-Based Portion: Up to \$1,074.75 per month
- Eligibility Age: Below 65 years
- Conversion: Automatically becomes CPP Retirement Pension at 65
- Application: Mandatory with proof of disability
- Provider: Service Canada under CRA
Reliability of the \$1673 Payment
The CRA Disability Pension 2025 is confirmed and backed by official government sources. While the maximum amount of \$1,673 is available, it is important to remember that most Canadians will receive a varied amount depending on their contribution history. Everyone, however, qualifies for the fixed \$598.49 base payment, ensuring a minimum level of support.
For the most accurate and up-to-date information, Canadians are encouraged to consult the official canada.ca portal.
5 SEO-Friendly FAQs
Q1: Who qualifies for the CRA \$1,673 Disability Pension in 2025?
Canadians under 65 who have contributed to CPP and can no longer work due to a severe and prolonged disability are eligible.
Q2: What is the maximum payment for CPP Disability in 2025?
The maximum monthly payment is \$1,673.24, which includes a fixed base payment plus a contribution-based amount.
Q3: Does the disability pension change to retirement benefits?
Yes, at age 65, the disability pension automatically converts into a CPP Retirement Pension.
Q4: Do all recipients receive \$1,673?
No. While the fixed base of \$598.49 is guaranteed, the additional contribution-based portion depends on how much the individual has paid into CPP during their working years.
Q5: When are the payments issued in 2025?
Payments follow the regular CPP monthly schedule, with dates including January 29, February 26, March 27, and so on, through December 22, 2025.
